What These Terms Cover
These Terms & Conditions set the rules for opening, using and closing an account, including the phone verification step before account access. They explain how we check account information, record wallet instructions and handle requests connected with DANA, OVO, GoPay, QRIS, bank transfer and virtual account
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routes. Access or eligibility depends on local law, and a feature may be unavailable where local law permits only restricted use. You are responsible for keeping your login details private and for checking that account and payment information is accurate. If we change a policy, we
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will place the updated wording where you can read it before continuing. Continued account use after an effective change means you accept the revised Terms & Conditions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.